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Surprisingly most motorcycles are not fitted with satisfactory security measures as standard, so buying the right motorcycle insurance is very important.
During the cold winter months, many motorcyclists choose to park their bikes in their garages and cancel their insurance policies. Unfortunately, even when locked in the garage, their bikes still remain at risk. Many thieves are aware of this and hundreds of bikes get stolen during this time of the year. If your bike is stolen, you cannot make a valid claim with a cancelled policy.
There are two types of motorbike insurance policies:
- Specified rider policy: Covers the rider, not the bike. With this policy you are able to ride any motorcycle up to a particular size.
- Specified bike policy: Cover the motorbike and not the rider. With this policy you can insure a number of riders on the same bike.
What Affects your Premium?
Some of the key factors affecting premiums are age, occupation, location, performance and type, past driving record, security and parking.
Motorcycle Insurance and Bike Insurance Articles
What Do You Need To Know About Motorcycle Insurance
by: Craig Thornburrow
When you drive a motorcycle you will have to have insurance. You will need to at least have the minimum amount of coverage that you can get from motorcycle insurance. There are policies that you can get customized for your needs. Motorcycle insurance is insurance of motorcycles and liabilities arising out of the use thereof.
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Factors That Determine Your Motorcycle Insurance Rates
by: Craig Thornburrow
If you have purchased car insurance in the past, you might be forgiven for thinking that purchasing motorcycle insurance is exactly the same, and that your rates will vary according to the same factors. But the truth is, motorcycle insurance works in a very different way from standard car insurance. In addition, the factors that influence how high -- or low -- your premiums will be are different for motorcycles.
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Your Prized Possession and Classic Bike Insurance
by: Anna Stenning
For many motorcycle owners, riding is more than just a recreational activity, it's a lifestyle. Riding represents freedom, friends and fun. It's what fuels daydreams and fills weekends. Vintage or classic motorcycles are the pride and joy of their owners many of whom like to parade and demonstrate them at classic bike festivals or other outdoor events.
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Internet Motorcycle Insurance Tips to Save Money
by: Marilyn Katz
Don't kick that bike to the road because you're afraid of the insurance premiums! You can do a few things to insure that you have plenty of money left to enjoy a few road trips. Many things that insurance companies look for when calculating rates make sense, but might not be things the average person would think of. But in fact, many of the same things apply when purchasing motorcycle insurance, that would apply to any vehicle, like your car or truck. You will find some differences, so read on please.
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